Communication and awareness
About climate change and its consequences for vulnerable populations.
The Project
A financial resilience pilot against flooding
A simple, fast response to help vulnerable farming households in central Vietnam get back to work after a climate shock.
Purpose & Mission
Financial resilience against climate change
Anchor Resilience carries a financial resilience project against the devastating effects of climate change on vulnerable populations — starting with a first pilot dedicated to farming households in central Vietnam.
Anchor Resilience is a public-interest non-profit association dedicated to climate resilience (French loi 1901), with three main activities:
Fundraising
For vulnerable populations — farmers and small businesses exposed to natural disasters, in particular flooding.
Coordination of pilot projects
Insurance solutions (parametric or index-based insurance) to compensate affected populations, through local insurance partners.
- — Launching a pilot project in Vietnam.
- — A longer-term goal of expanding to other regions.
We do not directly carry out any insurance, brokerage, or insurance-product distribution activity.
The project
From your donations to financial protection
Your donations will help launch the project and fund insurance coverage. The aim is to put financial support in place before disaster strikes: when predefined weather thresholds are reached, a payout is triggered under the terms of the contract.
This protection remains targeted: the payout depends on these thresholds, not on the damage assessed on each farm.
Who does what
Everyone's role
- Anchor Resilience designs and coordinates the project, mobilises donations to fund the coverage, and oversees its implementation.
- MSIG Vietnam, the insurer, carries the covered risk and applies the terms set out in the contract.
- World Vision's Micro Finance Unit (MFU), the local humanitarian partner, supports households and helps implement the project on the ground.
The context
When the weather becomes a financial risk
In Hai Lang, dependence on farming exposes households to a double shock: lost production immediately hits family income, while essential expenses continue. In this context, speed of support matters as much as its amount, and the mechanism must stay understandable, accessible, and grounded in local realities.
95%
of Hai Lang households depend solely on farming (district level)
-15%
drop in cereal production reported in 2022 compared to the previous year
79%
of insured households report significantly or slightly reduced financial stress
Sources: World Vision / MFU reference data shared with Anchor in 2026; public World Vision International Vietnam publications, 2024–2025. Indicative, non-contractual data.
Our approach
A gradual approach
Anchor moves forward step by step, with no premature commitment: nothing launches until the conditions are met.
01
Design
A targeted mechanism with a licensed insurer and local partners.
02
Prepare
The data, trigger criteria, and payout process.
03
Mobilize
Private funding for pilot preparation and, subject to final conditions, premium support.
04
Launch
Only once funding, underwriting, compliance, and final agreements are validated.
Real-world case
Initiatives led by our local partners
A separate initiative carried out in Hai Lang by World Vision and MSIG Vietnam demonstrated the value of index-based climate insurance: 400 households and 206.3 hectares were covered over twelve months; following an extreme climate event in August 2025, more than 82 million VND (≈ €2.7k) were paid out to 388 households.
Anchor treats these lessons as a reference, without presenting itself as the legal or operational continuation of this program. Anchor does not sell insurance and does not handle claims: the project must rely on a licensed insurer and a compliant local implementation structure.
Sources: World Vision / MFU reference data shared with Anchor in 2026; public World Vision International Vietnam publications, 2024–2025. Indicative, non-contractual data.
Index-based mechanism — Hai Lang
Weather threshold exceeded
An objective indicator (e.g. rainfall level) crosses the threshold predefined in the contract.
Trigger
No individual loss assessment: the mechanism triggers automatically.
Fast payout
82M VND (≈ €2.7k) paid out to 388 households after the August 2025 event.
206.3 ha
covered over 12 months
400
farming households
A project in preparation
No launch will take place until funding, underwriting, and final agreements are in place. Find out how to contribute.